Terms of Service

Last updated: August 3, 2026

Welcome to MortgageCalcTool.com (“the site”), operated by JRX Enterprises Inc. (“we,” “us,” “our”). By using this site, you agree to the terms below. If you don’t agree, please don’t use the site.

Use of the Site

MortgageCalcTool.com provides free calculators and educational content related to mortgage payments, refinancing, affordability, and related topics. The site is available for personal, non-commercial use. You may not scrape, republish, or redistribute the site’s tools or content without permission.

No Financial, Legal, or Lending Advice

Nothing on this site constitutes financial, legal, tax, or lending advice, and nothing on this site is a loan offer, quote, or commitment to lend. Calculator results are estimates based on the figures you enter and general assumptions — they are not guaranteed to match the terms you’d actually be offered by a lender. Always confirm numbers with a licensed mortgage professional before making financial decisions.

Accuracy of Information

We make a reasonable effort to keep calculators and content accurate and up to date, but we make no warranty — express or implied — as to the accuracy, completeness, or reliability of any information on this site. Mortgage rates, loan limits, tax rates, and program rules change, and this site may not always reflect the most current figures.

No Warranty

This site and its tools are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of Liability

To the fullest extent permitted by law, JRX Enterprises Inc. will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this site or reliance on any calculator results or content.

Advertising and Third-Party Links

This site is supported by advertising, including ads served through Google AdSense. Ads and any linked third-party sites are not endorsements, and we are not responsible for the content, accuracy, or practices of third-party sites you may reach through this site.

Intellectual Property

All content, design, and tools on this site are the property of JRX Enterprises Inc. unless otherwise noted, and may not be copied or reused without permission.

Changes to These Terms

We may update these Terms of Service from time to time. Continued use of the site after changes are posted means you accept the updated terms.

Governing Law

These terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Contact Us

Questions about these Terms? Reach out through our Contact page.