This Privacy Policy explains how MortgageCalcTool.com collects, uses, and protects information when you use our free mortgage calculator tool. Please read it carefully.
The Short Version
MortgageCalcTool.com does not collect, store, or sell your personal information. All calculations run locally in your browser. We never see the numbers you enter.
We are a free, ad-supported tool. Google AdSense — our advertising partner — may use cookies to serve relevant ads. That is the only data activity on this site, and it is governed by Google's own privacy policy.
Information We Do NOT Collect
When you use the calculator, the following information stays entirely on your device and is never transmitted to us or any third party:
- Home price, loan amount, or down payment figures you enter
- Interest rates or loan terms you input
- Property tax, insurance, or HOA amounts
- Amortization or payoff calculations
- Your name, email address, phone number, or any contact information
- Your location, IP address, or device identifiers (by us)
We have no account system, no login, no sign-up, and no forms that collect personal data.
Google AdSense & Cookies
MortgageCalcTool.com displays advertisements served by Google AdSense. Google uses cookies and similar tracking technologies to serve ads based on your prior visits to this website and other websites on the Internet.
What this means for you
- Google may use cookies to personalize the ads you see on this site
- Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this site and other sites on the Internet
- You may opt out of personalized advertising by visiting Google's Ads Settings
- You can also opt out via aboutads.info
For more information on how Google collects and processes data, please review Google's Privacy Policy.
Analytics
We may use Google Analytics to understand general usage patterns — such as how many people visit the site, which tabs are most used, and which devices visitors use. This data is aggregated and anonymous. It does not identify individual users.
If Google Analytics is active on this site, it may set cookies to distinguish visitors. You can opt out using the Google Analytics Opt-out Browser Add-on.
California Residents — CCPA
If you are a California resident, the California Consumer Privacy Act (CCPA) gives you certain rights regarding your personal information. Because MortgageCalcTool.com does not collect or sell personal information, most CCPA provisions do not apply to our direct practices.
However, Google AdSense's use of cookies for advertising purposes may be considered a "sale" of personal information under the CCPA's broad definition. You may opt out of this through Google's Ads Settings linked above, or by using a Global Privacy Control (GPC) signal in your browser.
Children's Privacy
MortgageCalcTool.com is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided personal information through this site, please contact us and we will take steps to delete it.
Third-Party Links
This site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to read the privacy policy of every website you visit.
Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of the site after any changes constitutes your acceptance of the new policy.
Contact
If you have any questions about this Privacy Policy, you may contact us at:
MortgageCalcTool.com
Email: privacy@mortgagecalctool.com